Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
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Explore the plans we offer. You can see rates instantly and even apply online.
Short-Term Health Insurance
Outside of the individual market’s annual open enrollment period a short-term health insurance policy might be your best option, especially without a qualifying event.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Medicare Supplements
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that original Medicare doesn't cover, like co-payments, coinsurance, and deductibles.
Accident Insurance
Accident insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills.
Critical Illness
If you are diagnosed with a covered illness like cancer, heart attack, stroke or Alzheimer’s disease, critical Illness insurance pays typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.
Cancer Insurance
While cancer survival rates have dramatically, these treatments are expensive, and together with other related costs can create a serious financial impact. Cancer Insurance can help pay for additional costs associated with treatment.
Term Life Insurance
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
ABOUT US
Your Trusted Insurance Professionals
As health insurance brokers, Mike and Laura Elam specialize in individual and small group health Insurance. They drive their business with a personal approach by meeting with their clients to understand what they need from their health insurance plan. Representing all of the major carriers- BCBS, Aetna, Cigna, Humana, and UHC, they are able to help clients, based on their needs, find the right fit for their family. Empowering people thru knowledge about insurance and making sure the customer’s needs come first is the first priority.
We specialize in individual health insurance. As brokers, we represent all of the health insurance companies. We are also able to assist people through the Marketplace or Healthcare.gov (ObamaCare).
We have been in the business for over 25 years here in Katy, TX but we service the entire State of Texas.
We can help you get the coverage you and your family needs!
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